I can honestly say, the The Cash Flow Management software, and working with Sandra, has single handedly been the most important financial decision I have ever made in my life. When I called Sandra, I was 70k in debt (consumer c/c, medical, office buildout, business loan, etc). I run a very successfully wellness center, and with that success, I still couldn’t overcome my huge amount of debt. The stress was overwhelming, and it was consuming my thoughts every single day.

I was accruing a few hundred dollars in credit card interest every month, and didn’t even know it. I had no idea what my monthly business and personal expenses were, had no plan to reduce my debt, nor did I have any savings put aside. I would pay bills as they came, with no direct strategy for that either. Every quarter I would stress not knowing if I would have enough money to pay my business taxes. I was getting letters from debt collectors every day, with no idea how they obtained this information. I was in a financial mess to say the least. I knew by the end of my first call with Sandra that I was going to be ok, and make it through this. Her confidence and certainty assured me I was in the right place.

We figured out every business and personal expense I had to the penny, and made sure that I was not spending more than I was making every week. That sounds like a simple enough concept, but you will be amazed how many people have no idea exactly what they are spending every month. I thought I did, but I was way off. For the first time, I started paying myself first, and was putting small amounts of money into set aside accounts while I tackled my debt, and started to get back on track. Within a few weeks, I started to feel more confident, and the debt and all associated stresses were coming down. At the same time, we discussed ways to really focus on the promotion of my business to increase our office revenue.

I am so happy and proud to say, that in THREE months of coaching with Sandra and using her software system, I became completely debt free. Something that I didn’t think I would not be able to climb out of without financial assistance, I did in a few short months. Now, 8 months later, I have socked away 80k, and we are on our way to having our best year to date financially in our office. Again, coaching with Sandra and using her system has changed my life, and I couldn’t be more grateful to her for that.

Dr.Daryl Gioffre, DC – Gioffre Chiropractic and Wellness Center – New York, NY

Although we had the Cash Flow Management software for quite some time, we never used it. But, finally, we made time to listen to Sandra Simmons’ webinar, where she asked us our most pressing financial and business concerns and then actually addressed them.

From that, we signed up for a consultation.

The results are many after such a short input of time. Our software is now in use, AND we have a financial program to follow which will get us on the road to effectively managing our cash flow and making more money. Additionally, Sandra gave us some great, easy and inexpensive marketing ideas that make sense and are relatively easy to accomplish. One in particular was brilliant!

Sandra gave us effective direction so that I am making more effective use of my time and not spinning my wheels.

This was a GREAT investment of our time.

Thanks Sandra. Here’s to making and having more money!

T. G., G.M. – Construction Co.

Hi Sandra, I wanted to say thank you very much for your assistance in getting my program up and running, I’m impressed with your knowledge in the computer technology; you make it so easy.

Also, the customer service experience that I had and always get from you and your company is phenomenal! I don’t feel like I’m a burden when I call you, like at times when I deal with other people or companies, it seems like if I’m bothering them!!!! But with your company it is like really getting help !!! without having to go through an unpleasant experience. I know it was a little late in the evening when I needed your help, and still you did not hesitate.

Your software product is just awesome! it definitely delivered what it promised. I have so much peace of mind knowing that my auto repair shop and I are well organized financially. [ PRICELESS !!! ].

Once again, thank you very much.

Peter Torres – Pete’s Auto Service – Chicago

OMG Sandra thank you so much for the referral to the debt consolidation company that you recommended to me!! It’s awesome. I will save $1,200 a month and save my credit score. What a relief..

Claire H. – Louisiana

Dear Sandra, Just wriitng to tell you that I appprecaitre your help with me today. I have been using your cash flow mamagement software program since 2006 and I had some financial problems which I could not figure out. Not only did you schedule time in your busy schedule to help me quickly, you spent almost a half hour which is more than I could expect from some franchise “tech support”. You took the time to explain things to me and went over them again with me to make sure I cleared up the problem. You truly went “above and beyond” any service company that I have dealt with which I appreciate so much. I highly recommend Sandra’s cash flow management program because of the Value intrinsic in it. It is really nice to know that there are other people that truly care about what they do and go the extra mile. With “extra” thanks.

Joshua Goldstein L.Ac. – Licensed Acupuncturist – NJ

“I always felt there had to be a better way of controlling and managing the finances of my business. What I could spend money on, and where it needed to go was just an internal feeling or idea I had, but it was not based on any concrete data that was based on good financial principles.

Now I do! I now have the right tools and knowledge to achieve financial success in my dental practice. I have waited a long time to be compensated well for labor. I feel I can achieve that now.”


“I absolutely love it. With what I have seen so far, I intend to get every one of my clients using it.”


“Your program is really a godsend, as for years I’ve been wanting to put control in on my finances… Your program and instruction manual makes it so simple. I’m going to tell all my friends and business associates about your program!”


“The amount of the debt was a daunting number and I was overwhelmed. After using this money management software program for just 2 weeks I can already see how it is helping me in getting this handled. I’m putting order into my finances and now it’s just a number.”

A. P.

“We love the program. We have used it now for 3 weeks and it really helps us keep in control of our spending. We really like knowing exactly how much money we have and where we are spending it. Once I get the practice planning in place, I’m going to start using it for our personal finances.”

Dr. J